For Florida buyers & sellers

Sophisticated legal support from contract to closing, at a price that won’t break the bank.

Buying in Miami-Dade or Broward, or selling anywhere else in Florida?

Remember, you can always choose who handles your closing.

Get a FREE contract review
Chat on WhatsApp
📞 Call 305-639-8293

Or estimate your closing costs.

Why Granados | Davey

Buying or selling a home is a legal transaction, not just a title policy.

  • Attorneys from contract to closingOur attorneys handle your file from contract review through closing, and after closing if anything comes up.
  • With you step by stepWe walk you through every stage, so you always know what comes next.
  • Over 20 years of experienceOur partners have been members of The Florida Bar since 2003 and 2005.
  • Clear, upfront feesYou know what our services cost before you commit.
  • As fast as 15 business daysClosings can be completed in as fast as 15 business days, depending on the contract, the lender and the title.
  • Sign remotely or in person, in English or SpanishRemote online notarization, or in-person signings in Key Biscayne, Pinecrest or Coral Gables.

Free contract review

Don’t sign before we review it.

Send us your Florida residential purchase contract and we’ll give you our legal opinion, completely free, with no obligation to use us for your closing.

  • Not signed yet? We’ll tell you what to look out for.
  • Already signed? We’ll still send you a free memo.
  • Within 4 business hours of confirming your email.




    Has the contract been signed?



    We’ll email you a link to confirm your email address. Your review starts when you confirm.

    Sending us a contract doesn’t make us your attorneys until we’ve checked for conflicts of interest and agreed to represent you. Our review is general and based only on the document you send. There’s no obligation to use us for your closing. We delete uploaded contracts from our website server 60 days after you send them. Marketing messages are optional and not required for the review. See our Privacy Policy.

    How the free contract review works

    • Not signed yet? We’ll review the contract and tell you what to look out for before you sign.
    • Already signed? We’ll still send you a free memo on the important legal points: your deadlines, inspection and financing periods, who chooses the title and closing agent, and other key terms. Next time, send it to us before you sign.
    • Within 4 business hours. We reply within 4 business hours (Monday–Friday, 9:00 AM–6:00 PM Eastern), counted from when you confirm your email.

    Buyers, sellers and Realtors are welcome.

    What we handle at closing

    Title search & title insurance

    We search the public records, clear title issues and issue title insurance underwritten through Old Republic and Fidelity.

    Closing

    We prepare the closing documents and settlement statement and coordinate the signing with buyers, sellers, agents and lenders.

    Escrow

    We hold and disburse escrow deposits and closing funds, and record the documents after closing.

    Your attorneys throughout

    We’re your attorneys from contract to closing, and after closing too if anything comes up.

    How closing with us works

    Remember, you can always choose your closing agent

    In Miami-Dade and Broward the buyer’s side usually chooses the closing agent; elsewhere in Florida it is usually the seller. If it’s your side’s choice, ask your agent for us.

    As fast as 15 business days

    Closings can be completed in as fast as 15 business days, depending on the contract, the lender and the title.

    Remote online notarization

    Out of town or abroad? You can sign remotely with remote online notarization (RON).

    In-person signings

    Sign in person in Key Biscayne, Pinecrest or Coral Gables.

    English or Spanish

    We work with you in English or Spanish, from contract to closing.

    Free tools

    Tools for Buyers & Sellers

    Understand the numbers before you sign or choose who handles your closing: estimate a buyer’s closing costs and cash to close, a seller’s net proceeds, Florida title insurance, a mortgage payment or the days between two dates.

    Buyer closing cost estimator

    Estimate your closing costs and the cash you’ll need at closing, including title insurance, mortgage taxes and recording fees.

    Enter 0 for a cash purchase.
    Who pays for the owner’s title policy?
    Used to prorate property taxes.
    The seller’s share from January 1 is credited to you.

    Recording fees use the Florida clerk’s rate (s. 28.24, F.S.): $10 for the first page and $8.50 for each additional page.

    Your estimate

    Estimated closing costs
    Down payment (price minus loan)
    Plus estimated closing costs
    Seller’s property tax credit
    Deposit already paid

    Estimated cash to close

    This estimate does not include bank or lender fees (such as origination, appraisal, credit report, or prepaid interest and escrows). Ask your lender for those.

    Third-party title search and municipal lien search fees are included only outside Miami-Dade and Broward, where the buyer usually pays them. Also not included unless you add them: HOA or condo fees and estoppels, inspections, prorated HOA dues and other contract credits. In most of Florida the seller usually pays the deed stamps.

    Estimate only, not a quote or legal advice. Figures use Florida’s promulgated title insurance rates and statutory tax rates and the amounts you enter. Your actual costs depend on your contract, lender, title search and closing date, and appear on your settlement statement. This is an estimate only. Your actual fees will be confirmed in writing before you commit.

    Don’t sign before we review it. Get a FREE contract review

    Want exact figures? Request a written closing cost estimate.

    What to expect: the closing process, step by step

    Here’s what happens from contract to keys, so you know what to expect before you choose who handles your closing.

    1. Contract signed. Once buyer and seller sign, your agent sends the contract to us and we open the file.
    2. Escrow deposit. The buyer sends the deposit to the escrow agent named in the contract. Always confirm wiring instructions by phone.
    3. Title search & commitment. We search public records for liens, open permits and other issues, and issue a title commitment showing what must be cleared.
    4. Inspections, survey & loan approval. The buyer completes inspections and, if financing, the lender appraises the property and approves the loan.
    5. Clearing title. We obtain payoff letters and HOA/condo estoppels and work to clear any title problems before closing.
    6. Closing figures. You receive the settlement statement (and the lender’s Closing Disclosure) to review before closing day.
    7. Closing day. Everyone signs (in person, remotely or by mail), funds are wired, and the buyer gets the keys.
    8. After closing. We record the deed and mortgage, pay off the seller’s loans, disburse funds and deliver the owner’s title insurance policy.

    What to bring to closing

    Plan ahead: here’s what buyers and sellers usually need on closing day, so you know what’s involved before you choose who handles your closing.

    Buyers

    • Valid government-issued photo ID (driver’s license or passport) for each signer
    • Closing funds by wire transfer, confirmed with us by phone beforehand
    • Proof of homeowner’s insurance (if financing)
    • Any documents your lender asked for
    • Foreign buyers: passport, and details of any company that will hold title

    Sellers

    • Valid government-issued photo ID for each owner signing
    • All keys, garage door openers, gate and mailbox keys, alarm codes
    • Mortgage and HOA account information for payoffs and estoppels
    • Trust, estate or company documents if the property is not in your personal name
    • Forwarding address and bank details for your proceeds

    Frequently asked questions

    Answers to common questions, to help you understand the process before you choose who handles your closing.

    Is the contract review really free?

    Yes. Send us your Florida residential purchase contract and we’ll give you our legal opinion at no charge, with no obligation to use us for your closing. If it’s already signed, we’ll still send you a free memo on the important legal points, such as deadlines, inspection and financing periods and who chooses the title and closing agent. After you confirm your email, we reply within 4 business hours (Monday–Friday, 9:00 AM–6:00 PM Eastern). Send your contract.

    Who chooses the closing agent and title company?

    It depends on the contract and local custom. In Miami-Dade and Broward the buyer’s side usually chooses; in most other Florida counties the seller usually does. The parties can agree otherwise in the contract. Remember, you can always choose your closing agent: ask your real estate agent for us.

    What is title insurance and do I need it?

    Title insurance protects you against covered problems with the ownership of the property that existed before you bought it, such as forged documents, unknown heirs or recording errors. Lenders require a lender’s policy; an owner’s policy protects you, the buyer, for as long as you own the home.

    How much will my closing cost?

    Florida title insurance premiums are set by the state, so you can estimate them with the title insurance calculator on this page. Other costs include documentary stamp taxes, recording fees, lender charges and prorated taxes and HOA dues. Buyers can estimate their cash to close with the buyer closing cost estimator, and sellers their net proceeds with the seller net sheet. For exact figures, ask us for a written estimate using the form below.

    How long does a closing take?

    Closings can be completed in as fast as 15 business days. The timing depends on the contract, the lender and anything that has to be cleared on the title.

    Can I close without being in Florida?

    Yes. Buyers and sellers who are out of town or abroad can sign remotely with remote online notarization (RON), or by mail. In-person signings are available in Key Biscayne, Pinecrest and Coral Gables.

    Can I work with you in Spanish?

    Yes. The whole closing process can be handled in Spanish, from the contract to closing day.

    How do I send money safely?

    Criminals target real estate closings with fake emails. We will never change wiring instructions by email. Before you wire any money, call us at 305-639-8293 using a number you know is real.

    Need a closing cost estimate?

    If you’d like a written estimate of your closing costs, tell us a little about your purchase, sale or refinance. Have a contract? Send it for a free contract review instead.









      Free contract review

      Don’t sign before we review it. Send us your contract for a free review. Questions first? Message us on WhatsApp at 305-306-7575, call the office at 305-639-8293 or email info@granadosdavey.com. English or Spanish.

      Get a FREE contract review
      Chat on WhatsApp
      📞 Call 305-639-8293
      Email us